milyon98 Privacy Policy

2. Personal Data We Collect

2.1 Registration & Identity Data

When you create a milyon98 account, we collect the information you provide during the registration process, including your full legal name, date of birth, nationality, residential address, email address, and mobile number. This information is required to create and maintain your account and to comply with our Know Your Customer (KYC) obligations.

2.2 Identity Verification Documents

To comply with Philippine anti-money laundering regulations and PAGCOR requirements, milyon98 may request copies of government-issued identification documents such as your PhilSys National ID, passport, driver's license, SSS ID, UMID card, or other valid Philippine government-issued ID. We may also request proof of address documents such as utility bills or bank statements.

2.3 Financial Data

milyon98 collects financial information necessary to process deposits and withdrawals, including your GCash number, PayMaya account details, BPI, BDO, or Metrobank account information. We do not store full bank account numbers or card numbers on our servers. Payment processing is handled by certified third-party payment processors who maintain their own security standards.

2.4 Transaction & Gaming Data

We maintain records of all transactions conducted through your milyon98 account, including deposits, withdrawals, bonus claims, and all gaming activity such as bets placed, games played, amounts wagered, and outcomes. This data is retained for regulatory compliance, dispute resolution, and responsible gaming monitoring purposes.

2.5 Technical & Usage Data

When you access the milyon98 Platform, we automatically collect certain technical data, including your IP address, device type, operating system, browser type and version, session duration, pages visited, and referring URLs. This data is used for security monitoring, fraud prevention, and Platform optimization.

2.6 Communications Data

We retain records of all communications between you and milyon98, including customer support chat logs, emails, and any feedback or complaints you submit. These records are maintained for quality assurance, dispute resolution, and regulatory compliance purposes.

3. How We Collect Your Data

milyon98 collects personal data through the following means:

• Directly from you — when you register an account, complete KYC verification, make a deposit or withdrawal, contact customer support, or participate in promotions.
• Automatically — through cookies, web beacons, and similar tracking technologies when you access and use the Platform.
• From third-party payment processors — transaction confirmation data from GCash, PayMaya, BPI, BDO, and Metrobank when you conduct financial transactions.
• From identity verification services — where we use third-party KYC service providers to verify the authenticity of identity documents you submit.
• From fraud prevention services — data from third-party fraud detection and anti-money laundering screening services used to protect the integrity of the Platform.

4. Purpose of Processing Your Personal Data

milyon98 processes your personal data for the following purposes:

• To create, maintain, and manage your milyon98 account.
• To verify your identity and age in compliance with PAGCOR requirements and Philippine law (must be 21 years or older).
• To process deposits, withdrawals, and other financial transactions.
• To detect, prevent, and investigate fraud, money laundering, and other illegal activities.
• To comply with our legal and regulatory obligations under Philippine law, including the Data Privacy Act of 2012 and Anti-Money Laundering Act.
• To provide customer support and resolve disputes.
• To send you transactional communications related to your account activity.
• To send you promotional communications about milyon98 offers and promotions, where you have consented to receive such communications.
• To monitor and enforce responsible gaming obligations, including identifying players who may be at risk of problem gambling.
• To improve the Platform, analyze usage patterns, and develop new features and services.
• To maintain the security and integrity of the Platform.

5. Legal Basis for Processing

milyon98 processes your personal data on the following legal bases as recognized under the Philippine Data Privacy Act of 2012:

• Contractual necessity — processing required to perform our contract with you, including account management and payment processing.
• Legal obligation — processing required to comply with applicable Philippine laws and regulations, including KYC, AML, and PAGCOR compliance requirements.
• Legitimate interests — processing for fraud prevention, security monitoring, and Platform improvement, where such interests are not overridden by your privacy rights.
• Consent — processing for marketing communications and non-essential cookies, where you have provided explicit consent. You may withdraw consent at any time.

10. Your Privacy Rights

Under the Philippine Data Privacy Act of 2012, you have the following rights with respect to your personal data held by milyon98:

• Right to be informed — the right to know what personal data milyon98 collects about you and how it is processed.
• Right to access — the right to request a copy of the personal data milyon98 holds about you.
• Right to correction — the right to request correction of inaccurate or incomplete personal data.
• Right to erasure — the right to request deletion of your personal data where it is no longer necessary for the purposes for which it was collected, subject to milyon98's legal retention obligations.
• Right to object — the right to object to the processing of your personal data for direct marketing purposes or where processing is based on legitimate interests.
• Right to data portability — the right to receive your personal data in a structured, commonly used format.
• Right to lodge a complaint — the right to lodge a complaint with the National Privacy Commission if you believe your data privacy rights have been violated.

To exercise any of these rights, please contact the milyon98 Data Privacy Officer at the email address provided in Section 13 of this Policy. milyon98 will respond to all valid requests within fifteen (15) business days of receipt.

11. Minors & Age Restriction

The milyon98 Platform is strictly restricted to individuals who are at least twenty-one (21) years of age. milyon98 does not knowingly collect personal data from individuals under the age of 21. If milyon98 becomes aware that personal data has been collected from a person under 21 years of age, that data will be deleted immediately and the associated account will be closed.

If you are a parent or guardian and believe that your child under the age of 21 has provided personal data to milyon98, please contact us immediately at the email address in Section 13 so that we can take appropriate action.

12. Changes to This Privacy Policy

milyon98 reserves the right to update this Privacy Policy at any time to reflect changes in our data processing practices, applicable law, or regulatory requirements. When material changes are made, milyon98 will notify registered players via email or a prominent notice on the Platform. The "Last Updated" date at the top of this Policy will be revised accordingly. Your continued use of the milyon98 Platform following notification of changes constitutes your acceptance of the updated Privacy Policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or the processing of your personal data by milyon98, please contact our Data Privacy Officer:

Email: [email protected]

milyon98 is committed to resolving all privacy-related inquiries promptly and in accordance with the requirements of the Philippine Data Privacy Act of 2012. You also have the right to lodge a complaint directly with the National Privacy Commission of the Philippines if you are not satisfied with milyon98's response to your inquiry.

For questions about your account, deposits, or gameplay, please visit our FAQ page or review our Terms & Conditions.